THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION ADVICE.
Pensions are a long-term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change; therefore, the tax treatment of pension benefits can and may change in the future.
Personal pensions schemes include stakeholder schemes. And, like with some workplace pensions, these are also money purchase schemes. The key difference being is they are open to everyone.
In fact, these schemes are especially useful if you are self-employed for topping up existing arrangements.
Before you invest in a personal pension scheme, get clear and tailored financial advice to ensure you make the right choice.